Voluntary Life & Voluntary AD&D Insurance (Unum)

If you would like to increase the coverage outside of the Basic Life & Basic AD&D amount ($15,000) you need to select an "additional amount" under voluntary employee life or voluntary AD&D. These plans are VOLUNTARY and are employee paid. These are in addition to the Basic Life & Basic AD&D that is provided to each eligible employee at no cost to the employee.

Employee Voluntary Life
Benefit Amount: increments of $10,000
Non-Medical Maximum Benefit:
$200,000
Maximum Benefit: the lesser of 5x Annual Base Earnings or $200,000

Spousal Voluntary Life
Benefit Amount: increments of $5,000
Non-Medical Maximum Benefit: $30,000
Maximum Benefit: $100,000
Spouse amount cannot exceed 50% of the employee’s Supplemental Life benefit.

Dependent Child Voluntary Life
Benefit Amount: Increments of $1,000
Non-Medical Maximum Benefit: $10,000
Maximum Benefit: $10,000
Child amount cannot exceed 10% of the employee's Supplemental Life Benefit.